Personal Budgeting Secrets – How to Manage Discretionary Spending to build wealth. How to set a spending budget for personal shop and stick with your personal budget. Smart ways to save money, achieve your financial goals and build wealth. And gain peace of mind.

Traveling travelers 7 Ways Pack Perfectly for Every Trip and Create the Perfect Packing List. How to plan your trip, select your clothes and bring everything you need every time. How to pack your suitcase smartly.

23 work email best practices. How to use email smartly to succeed 10X, advance your career and save your hide. How to avoid common email mistakes that can derail your career. Savvy business email tricks and rules of the road.

How to Save – Savings at bars and restaurants across the USA – How to Save $237 or More at your favorite local bars and restaurants – Bank Big Savings of 3%, 5% or 10% Every Time You Dine. Activate Neighborhood Nosh to save money year-in, year-out.

3 More Ways to Manage Your Risk and Protect Your Money. Common, everyday household risks to identify in your life. How to analyze risk. Practical tips to protect your health and your money.

6 More Ways to Manage Your Risk and Protect Your Money – Sound Risk Management. Common, everyday household risks to identify in your life. How to analyze risk. Practical tips to protect your health and your money.

Microsoft Word – two often overlooked power tools to succeed 10X – track changes and compare documents. Ideal for business negotiations and writing, drafting legal documents and contracts.

Cost Benefit Analysis – 9 Ways to Make the Best Decision – Every Time! Best decision making. Smart decision making unit.

How to get rich instantly – by upgrading your business and personal relationships and adding more positive inputs into your life. Practical tips and insights to help you succeed 10X success.

How to Save $10 at Staples Office supply stores and $5 at Kohl’s by returning Amazon purchases there – Easy. $10 coupon. $5 coupon. Save $5. Amazon returns.