How to Save 8.75% at Starbucks Every Day Forever!

Image source: Sorin Sîrbu

One of our missions at BudgetandGrowRich.com (BAGR) is to help you save money easily, automatically and permanently. In other words, once you set up the program, you save money ongoing, more or less effortlessly. 

To put money in your pocket, we try to unearth ways to automate payments, discounts and promotions so the savings are effortless. Or largely so once you set up the system.

Let’s get to it!

With Starbucks App, you can earn rewards points, which you can redeem to get free or discounted food and beverages. By my calculation, the rewards points save you approximately 4%. 

To multiply your savings, obtain a credit card that offers cash back on restaurants.

When you add your credit card to your Starbucks’ App for automatic payment, this automates your savings. Then when you order coffee, food, etc., on Starbucks App, your payment mechanism (the credit card) activates the extra savings. 

Here’s how:

  1. Obtain a credit card which offers cash back on restaurant purchases. To learn about credit cards that offer cash back refunds on restaurant purchases, click here. If you want to save money at Starbucks, make sure you confirm that the credit card company treats Starbucks as a participating / eligible restaurant before you apply. 

  2. Download Starbucks App on your Smartphone.

  3. In the Starbucks App, as your payment method, enter your credit card that gives you cash back on restaurant purchases.

  4. Order your coffee, food and merchandise via the App.

  5. If you select the reloadable option, Starbucks charges your credit card an amount you designate when you drop below a certain balance.

  6. Note – if you make purchases that exceed your card balance, you will have to add money to your App – card balance. 


When you grab 4% savings from Starbucks rewards program plus 5% cash back from your credit card, that’s a tasty 8.75%. Nice!

Automatic Savings!

Bon appétit!

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While you’re at it, Save More Money on Groceries, Every Day – Click here.

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The Secret to Saving Money On Groceries Year ‘Round

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How to Save 8.2% at McDonald’s Every Day Forever!