How to Save 8.2% at McDonald’s Every Day Forever!

McCafe cup

Image source: Marko Blažević

One of our missions at BudgetandGrowRich.com (BAGR) is to help you save money easily, automatically and permanently. In other words, once you set up the savings program, you save money ongoing, more or less effortlessly. 

To put money in your pocket, we try to unearth ways to automate payments, discounts and promotions so the savings are effortless. Or largely so once you set up the system.

Let’s get to it!

As I explained a few blogposts ago, I love McDonald’s Iced Coffee. Although I wish they offered decaf.

With McDonald’s App, you can earn rewards points, which you can redeem to get free or discounted food and beverages. By my calculation, the rewards points equal approximately 3.2% savings. 

To multiply your savings, obtain a credit card that offers cash back on restaurants.

When you add your credit card to your McDonald’s App for automatic payment, this automates your savings. Then when you order coffee, food, etc., on McDonald’s App, your payment mechanism (the credit card) activates the extra savings. 

 Here’s how:

  1. Obtain a credit card which offers cash back on restaurant purchases. To learn about credit cards that offer cash back refunds on restaurant purchases, click here. If you want to save money at McDonald’s, make sure you confirm that the credit card company treats McDonald’s as a participating / eligible restaurant before you apply. 

  2. Download McDonald’s App on your Smartphone.

  3. In the McDonald’s App, as your payment method, enter your credit card that gives you cash back on restaurant purchases.

  4. If you happen to use your credit card to purchase food and beverages at McDonald’s instead of your App, click on the icon ‘Earn Points’ at the bottom of the homepage. This opens a QR code which the cashier can scan. Be sure to use your credit card which gives you cash back on restaurant purchases. 

When you grab 3.2% savings from McDonald’s rewards program plus 5% cash back from your credit card, that’s a tasty 8.2% savings, in your pocket. Nice!

Automatic Savings!

Bon appétit!

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While you’re at it, Save More Money on Groceries, Every Day – Click here.


See you next week.

Arthur

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